Whether you’re newly married and worried about insurance, ready to set up an education account for a child, a grandchild or even yourself, or getting close to retirement and concerned about the tax consequences of your investment decisions, you’ll benefit from our broad range of services and dedicated staff.
It’s time to stop fretting about your future, and start planning for it. We offer strategies to maximize your Social Security payments, to analyze annuities, to set up an effective budget, to withdraw safely from your retirement accounts, and to pay for long term care.
Risk Management / Insurance »
As an independent RIA firm, we offer unbiased research and analysis of risk management services. We take our fiduciary responsibility seriously, which means we only recommend products after a thorough review and a confirmation that it is the best option available for each client.
Tax Planning & Preparation »
With CPA certified professionals, our tax department offers comprehensive services including planning, management and preparation. We have seasoned tax professionals who are ready to guide you through the preparation process and make sure you receive the maximum deductions and credits to which you’re entitled.
Retirement Planning »
Retirement is for life! Take advantage of these comprehensive services to build your ideal retirement and make your money last a lifetime.
Estate Planning »
Most of our clients are not just concerned with maintaining a stable level of income throughout their retirement; they also want to leave a legacy. They want to protect the assets they spent a lifetime accumulating. Our experts in the area of estate planning work to achieve charitable objectives, to minimize both income taxes and estate taxes, to avoid excessive property transfer costs and delays, and to protect wealth, both during a lifetime and for chosen beneficiaries.
Charitable Giving »
We understand that well-advised charitable donations satisfy both altruistic and practical inclinations and increase the monetary value for both the donor and the recipient. We calculate tax implications and analyze charities to maximize the impact of donations.
Educational Planning »
The cost of education has been rising dramatically in recent years, leading many college students to graduate with the enormous burden of massive loans. As a percentage of household debt, student debt has climbed to 10%. That’s an increase of more than three times in just 10 years. Careful planning can mitigate this alarming trend.
Business Planning »
We work with business owners to develop comprehensive strategic plans because we understand the complexity they involve and the critical need for protecting assets in all circumstances. We’ll make sure your money works as hard for your business as you do. Our experienced advisors will meet with you to analyze your needs, and provide both protection and growth opportunities for you, your business and your employees.